Save, send, and grow — together. The neobank built for Filipino breadwinners and the families they carry.
We're building Kindoo with OFWs, not just for them. Join early, and you'll be first in when we launch — and one of the people whose stories shape what we build.
One of our founders may reach out to hear how you send and save. Your experience will shape what we build.
Your place in lineAmong the first to get early access.
Every kababayan who joins with your link moves you up 10 places. Early access for your circle, and ipon for yourself — not only padala.
Not you?
Money lands in a zero-yield wallet or plain cash. A slice disappears in fees. Benefits quietly lapse back home. And the savings you meant to start never quite start — because there was never a place to put them that wasn't also the place everyone draws from.
Remittance apps compete on price and stop at the transfer. Nobody has built the bank for the person doing the sending. That's Kindoo.
Overseas Filipino Workers supporting families back home.
Sent home every year — and still growing.
Of the entire Philippine economy. Remittances from OFWs.
What too many have saved for themselves after all of it.
A slice of every deposit moves aside automatically — before it can be spent. Lock it for longer and it earns more. Your future stops competing with this month.
Your family gets their own real account, in their own name — not a wallet you control. Send for tuition, medicine or groceries, and the money arrives already knowing its job, ready to spend at the school, pharmacy or store.
Some purpose-bound padala arrives with a small premium.
Set it once and contributions keep going out from abroad, on time, every month. Your benefits keep building at home — no paperwork, no branch trips, nobody queueing on your behalf.
Entries are earned by doing the right things: keeping a savings streak, making a contribution on time. Never by how much sits in your account. Prizes are real household appliances, paid for by brand sponsors and delivered to your family. Your money never funds a prize.
We think you should know exactly where your money is before you send us a peso. So here it is, plainly.
Your deposits sit with licensed, BSP-supervised partner banks — in an account in your own name, not pooled in ours. Kindoo builds the app and keeps the records.
Every transfer displays the mid-market rate and exactly what we charge. No spread buried in a "zero fee" headline.
Interest on both pockets is set and paid by the partner bank on your own deposit — it isn't a rate we invent.
Kindoo is not a bank. Banking, deposit and remittance services will be provided by licensed partner institutions in each market. Kindoo is pre-launch — product features, rates and availability described here are what we are building, and may change before release.
Saving, sending money home, keeping benefits paid: plain-language articles for OFWs and their families, with sources you can check. New ones most weeks.
The minimum wage is now HK$5,220 for new contracts. Here's what else your contract guarantees.
Senate Bill 2423 passed the Senate on 8 October, but it isn't law yet, so there's nothing to register for.
What your employer must pay, what's genuinely yours to cover, and the fees you should never hand over.
Two-time fintech-unicorn CEO. Founding CEO of TrueMoney Philippines, taking it from zero to 7M people and 20K+ centres, and early CEO of GCash, from 10K to 3M. 10+ years scaling financial access across Southeast Asia; board member and advisor to Alipay Philippines and Pluang. MBA, Duke (Fuqua); BS Management Engineering (Hons), Ateneo de Manila.
Stablecoin last-mile and product operator. Co-founder of Ripe — off-ramps from stablecoins into GCash and GrabPay; backed by Alliance, Solana and Stellar. Former Head of CX/UX and product ops at Polymer Search; bootstrapped a consumer app to 50K+ people. MBA, Oxford; BA (Hons), University of Redlands.
We're opening early access to a small group of OFWs and families in Singapore, Hong Kong and the UAE.
Join the waitlist