Library

Practical guides to saving, sending money home and keeping SSS, PhilHealth and Pag-IBIG paid, for Filipinos working abroad and the families they support. Plain language, with sources you can check. Most of it isn't about Kindoo at all.

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11 articles

  1. Senate Bill 2423: reintegration support six months before you come home, and why there's nothing to register for yet

    Senate Bill 2423 passed the Senate on 8 October, but it isn't law yet, so there's nothing to register for.

    Coming homeBenefits

  2. New to Hong Kong? What your first months really cost, and what you should never pay

    What your employer must pay, what's genuinely yours to cover, and the fees you should never hand over.

    BudgetingProtection

  3. The OFW lounge at NAIA Terminal 3: beds, showers, free food, and the six-hour rule

    Free beds, showers and meals for departing OFWs, as long as you stay under six hours.

    Benefits

  4. Christmas padala, planned in October: give generously without the January crash

    How to plan your Christmas padala in October: set one budget, save first, send early, give gifts that arrive as what they're for, and avoid the January crash.

    Family & moneyBudgeting

  5. Why the remittance centre asked where your money came from, and what to show them

    Being asked for proof of funds isn't an accusation. Here's why shops ask, and what to bring.

    Sending money

  6. How to renew your OWWA membership online, step by step

    Renew from your phone in five steps and pay with GCash, with no office visit.

    Benefits

  7. The peso keeps hitting record lows. Here's what to do with the extra pesos

    The peso has set more than 20 record lows in 2026. What it means for your padala, why timing the rate doesn't work, and how to save the difference.

    Sending moneySaving

  8. Save for yourself first: an ipon plan that survives the padala

    Why so many OFWs come home with nothing saved for themselves, and a practical ipon plan that works alongside the padala instead of against it.

    SavingFamily & money

  9. SSS, PhilHealth and Pag-IBIG from abroad: what you pay, what you get, and how to stay current

    What SSS, PhilHealth and Pag-IBIG cost an OFW in 2026, what each one protects, and three habits that keep them from lapsing.

    Benefits

  10. What a padala really costs: check any transfer in two minutes

    How to work out the true cost of any remittance, fee plus exchange-rate margin, in two minutes, with a worked example.

    Sending money

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